PAYMENT

As with any product that costs money, it is natural to have questions about the mode of payments, credit card information, security etc. We have tried our best to answer your questions with our helpful FAQs listed below.

Is it safe to use my banking/credit card/ debit card information at oihoi.com?

Shopping at oihoi.com is a hundred percent secure process. Both Credit and Debit card payments, as well as Internet Banking Payments are processed through a world class Payment Gateway “Paytm”. This Payment Gateway uses the very latest in encryption technology to protect your sensitive financial information.

We are committed to maintaining the highest standards of consumer information security and do everything in our power to ensure that shopping at OiHOi.com.in is as safe and secure as it is on any ecommerce site.

PAYMENT OPTIONS

What are the payment options supported?

We accept all Visa ,MasterCard & American express Credit Cards.

What are the option of debit card payments?

The debit Card options available are – Master Card Debit Cards , Visa Debit Cards and other Maestro Cards.

Net Banking: Paytm accepts payments from almost all the prominent banks in India. Please find the list below

  • Axis Bank
  • Bank of India
  • Bank of Maharashtra
  • Canara Bank
  • Central Bank of India
  • City Bank
  • City Union Bank
  • Corporation Bank
  • Deutsche Bank
  • Development Credit Bank
  • Federal Bank
  • HDFC Bank
  • Indian Bank
  • Indian Overseas Bank
  • IndusInd Bank
  • IDBI
  • Jammu & Kashmir Bank
  • Karnataka Bank
  • Karur Vysya Bank
  • Kotak Mahindra Bank
  • South Indian Bank
  • State Bank of Bikaner & Jaipur
  • State Bank of Hyderabad
  • State Bank of India
  • Karur Vysya Bank
  • Kotak Mahindra Bank
  • South Indian Bank
  • State Bank of Bikaner & Jaipur
  • State Bank of Hyderabad
  • State Bank of India
  • State Bank of Mysore
  • State Bank of Patiala
  • State Bank of Travancore
  • Union Bank of India
  • United Bank of India
  • Vijaya Bank
  • Yes Bank
  • Karur Vysya Bank

Cash on Delivery Cash On Delivery (COD) is another convenient way you could buy products off our site.

Cash On Delivery (COD) is another convenient way you could buy products off our site. It’s simple really, you browse through the site, select a product and click the COD option (COD Orders are accepted upto INR 8000/-) while checking out.

We’ll ship the package to your doorstep in a discreet package. When we say Discreet, we absolutely mean it. Nobody will know what you’ve ordered, not even the delivery guy. We ship our products in a standard box, which has only your name and address details on it. We don’t even brand the box with our logo.

Once you’ve received the package, you pay the delivery guy.

Simple. Discreet. Convenient.

Do you accept international credit cards on Oihoi?

Currently, We only accept cards issued in India.

What happens if my computer shuts down right when the Payment is getting authorized?

There could be 2 scenarios

The payment got authorized by the bank but the communication of the same was not received by PayUMoney. In this case the your account will get debited by the bank but the payment status will be Initiated/Failed/Dropped. For such transactions, we receive a confirmation from the bank later and then we initiate a refund for the payment to the customer’s account.
The payment didn’t get authorized by the bank. In this case the your account will not be debited and we don’t get any further updates from the banks. The payment status will be Initiated/Failed/Dropped. We suggest you to check the status of such transactions from your PayUMoney Customer dashboard once before making the same payment again.